Author Archives for Marc Jimenez, CFA, CFP®

End of Year Personal Financial Planning

November 15, 2018 10:00 am Published by Comments Off on End of Year Personal Financial Planning

The end of the year presents a unique opportunity to look at your overall situation and take advantage of some personal financial planning. With factors like tax reform, life changes or just working towards your goals, now is an especially important time to review things. Taking what we now know about the new tax law and weaving together all of... View Article


Midterm Elections and The Stock Market

November 5, 2018 9:00 am Published by Comments Off on Midterm Elections and The Stock Market

It’s almost Midterm Elections in the US once again. For those who need a brief civics refresher, every two years the full US House of Representatives and one-third of the Senate are up for reelection. While the outcomes of the elections are uncertain, one thing we can count on is that plenty of opinions and prognostications will be floated in... View Article


We Knew Volatility Was Coming

October 11, 2018 9:00 am Published by Comments Off on We Knew Volatility Was Coming

Many people have made predictions on when volatility would return. We agree that it has been unusually low for a few years and fully expected it to increase at some point. The truth is that we just didn’t know when nor would we ever try to time the market in anticipation of such events. However, there are many data points... View Article


Tesla and Tax Law Part 2

October 4, 2018 9:00 am Published by Comments Off on Tesla and Tax Law Part 2

While unrelated to tax law, once again Tesla has been the hype across the media given recent SEC action and the company’s legal woes. Regardless of which side you may reside on (for or against Tesla), it seems the roller coaster ride could continue for some time. Our recent blog post in August focused on very important IRS tax law guidance... View Article


Small Business Retirement Plan

September 13, 2018 10:00 am Published by Comments Off on Small Business Retirement Plan

Like many of you, fall is one of our most favorite times of year as the kids return to school and football is back. So each year when kids return to the classroom and football players take the field, many employers and small business owners also begin weighing the options for their 401(k) plan (or other qualified retirement plan option)... View Article


Nothing is Natural About Retirement

September 5, 2018 9:00 am Published by Comments Off on Nothing is Natural About Retirement

Many of our readers may be nodding their head in agreement. In fact, over the years I’ve heard more than a few people tell me that retirement is without exception an “Unnatural State”. Of course, many of us have seen the retirement research that evaluates these findings. The truth of the matter is that very few people get it right out... View Article


Tesla and Tax Law You Need to Know

August 16, 2018 10:00 am Published by Comments Off on Tesla and Tax Law You Need to Know

Some of our readers may want to know whether Tesla is going to be taken private at $420/per share in the near future. While this has been all the rage over the past week in the media, some other rather important news was announced last week that will impact many of us. Related to recent tax law changes, the IRS... View Article


Don’t Debate Your Retirement Income Strategy

July 19, 2018 1:00 pm Published by Comments Off on Don’t Debate Your Retirement Income Strategy

We often discuss with clients how to create a proper retirement income strategy. Given so many retirement assumptions are different in today’s environment, its probably a good idea that many investors revisit their approach, especially since we have found that the key to creating sustainable lifetime income is mostly attributed to smart financial planning and investor behavior. However, one topic... View Article


Financial Planning, Index Investing and Bad Behavior

June 21, 2018 10:00 am Published by Comments Off on Financial Planning, Index Investing and Bad Behavior

When it comes to financial planning and investing, we can all agree that each investor situation can be very unique and require different solutions in order to meet one’s goals or objectives. However, there are two phrases that I believe apply to almost every individual client I have ever served over my twenty year career. “The market doesn’t owe you... View Article


Tax Planning Arbitrage for 2018

May 17, 2018 10:00 am Published by Comments Off on Tax Planning Arbitrage for 2018

2018 has provided new financial planning opportunities for many of us. As we highlighted in our recent January blog entry, Financial Planning and Tax Reform, recent tax law changes have required many of us to review the impact on our own situation. If you throw in a decade-long bull market for stocks, many investors need to review tax planning opportunities... View Article