Categories for Financial Planning

End of Year Personal Financial Planning

November 15, 2018 10:00 am

The end of the year presents a unique opportunity to look at your overall situation and take advantage of some personal financial planning. With factors like tax reform, life changes or just working towards your goals, now is an especially important time to review things. Taking what we now know about the new tax law and weaving together all of... View Article

Financial Planning, Index Investing and Bad Behavior

June 21, 2018 10:00 am

When it comes to financial planning and investing, we can all agree that each investor situation can be very unique and require different solutions in order to meet one’s goals or objectives. However, there are two phrases that I believe apply to almost every individual client I have ever served over my twenty year career. “The market doesn’t owe you... View Article

Financial Planning and Tax Reform

January 11, 2018 8:00 am

The 2018 TAX CUTS AND JOBS ACT As most of us know, on January 1st, 2018 a not so “simple” tax reform went into effect. We recommend in order to get the most benefit from the changes, while avoiding mistakes under them, you may need to update your tax and financial strategies right away. Here are some FAQs to help... View Article

Understanding a Roth IRA Conversion

November 2, 2017 9:00 am

With the lure of tax-free distributions, Roth IRAs have become increasingly popular retirement savings vehicles. According to the 2016 Investment Company Fact Book, 20 million U.S. households (about 16.3%) owned Roth IRAs in 2015. With expected tax law changes around the corner and a large amount of the population continuing to retire, Roth IRA conversions may be a strategy that... View Article

Financial Planning 101: Quit Monkeying Around With Investments

August 17, 2017 11:00 am

In the world of investment management, there is often discussion around the idea that blindfolded monkeys throwing darts at pages of stock listings can select portfolios that will do just as well, if not better, than both the market and the average portfolio constructed by professional money managers. If this is true, why might it be the case? THE DART... View Article

A Critical Need for Women: Financial and Estate Planning

May 11, 2017 1:00 pm

Some healthy reminders Key Takeaways Women over 65 are more than twice as likely as men of the same age to be unmarried. Divorce can be as emotionally devastating as the death of a partner and is often a source of financial hardship—the rate of divorce in middle age is rising. Although state laws largely determine property settlements, women should... View Article

Ten Common Financial Planning Excuses

March 1, 2017 1:00 pm

Those who make bad money decisions can often rationalize them. In-fact, human beings have a mind-boggling aptitude for self-deception when it comes to our own money. In both our careers and our personal lives, we tend to rationalize our own fears. So instead of just recognizing how we feel and reflecting on these thoughts, we cut out the middle man and... View Article